Deposit Terms

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View our financial reports for the past years.


The Bank offers flexible terms to its clients regarding Time Deposits, with deposit accounts being engineered to specifically suit individual client needs and expectations. We offer tailored solutions and advantageous deposit rates, together with a flexible and fast service. The charges and tariffs offered by NBG Bank (Malta) are highly competitive and we do not have any hidden charges.

Deposit Rates

Term Interest Rate
1 Month 0.05%
3 Months 0.10%
6 Months 0.15%
12 Months 0.20%
2 Years 0.25%
3 Years 0.25%
4 Years 0.25%
5 Years 0.25%

Term Interest Rate
1 Month 0.15%
3 Months 0.15%
6 Months 0.15%
12 Months 0.15%
2 Years 0.15%
3 Years 0.20%
4 Years 0.25%
5 Years 0.40%

*Interest Rates for Term Deposits with aggregate balances of over €3,000,000 or $3,000,000 will be quoted upon request.

Depositor Compensation Scheme

NBG Bank Malta is a member of the Depositor Compensation Scheme (“the Scheme”) established in terms of Legal Notice 383 of 2015 (the “Legal Notice”).

The Depositor Compensation Scheme (“The Scheme”) is a rescue fund for depositors of failed banks which are licensed by the Malta Financial Services Authority (MFSA). Compensation is paid by the Scheme only if a bank is unable to meet its obligations towards depositors or has otherwise suspended payment in the manner established by LN383 of 2015. The Scheme is based on the EU Directive 2014/49/EU on deposit-guarantee schemes and is managed by a Committee appointed by MFSA. This Committee is made up of persons representing the MFSA, the Central Bank, licensed investment firms, the banks and customers.

For more information on the Scheme please visit and for details on the protection of the deposit held download the Depositor Information Sheet.